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25 years ago today, at 4:31 am, the Northridge Earthquake devastated Los Angeles and the surrounding region. It caused billions of dollars in property damage and countless lives were lost. Apartment buildings collapsed as people were sleeping in their homes. At the time, standard homeowners insurance policies covered earthquake damage. THAT IS NOT THE CASE TODAY! Your regular home insurance policy does NOT cover earthquake damage. You need to buy a separate insurance policy from the California Earthquake Authority(google to find the website). As California residents, we must be prepared for the next earthquake. If your home sustains significant damage from the next earthquake and you do not have the proper coverage, you may LOSE your home. On this 25 year anniversary, take the time and get the proper protection!
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